Florida Hurricane Insurance Claims

Your insurer offered too little.
We'll prove it.

Florida homeowners with advocacy recover 8× more than those who accept the first offer. ClaimRestored combines AI precision with licensed public adjusters — at a fraction of traditional costs.

No signup · No credit card · Results in 60 seconds

$37,700
Average additional recovery
FL DFS complaint data
747%
More recovered with advocacy
OPPAGA 2023 Study
42%
FL claims paid $0 by insurer
Post-HB 837 data
5%
Our fee — on new money only
vs 10–20% for public adjusters

Florida Office of Program Policy Analysis — OPPAGA Report No. 23-05

$17,187
Average recovery with advocacy
$2,029
Average recovery without help

State-validated data. The gap is real. The question is which side you're on.

How It Works

1

Free Claim Check

Enter your carrier's offer. We tell you in 60 seconds if you're being underpaid. No signup required.

2

AI + PA Assessment

Our 10-agent AI pipeline analyzes your policy, damage, and carrier behavior. A licensed PA reviews every claim.

3

We Build Your Case

Demand package, statutory deadline tracking, bad faith escalation, and attorney referral — we handle it all.

4

You Choose Your Level

Flat-fee tools from $249 — you file, AI guides. Or activate Full Advocate: a licensed PA takes over on contingency. 5% of insurance recovery only if we win more.

Simple, Transparent Pricing

Flat-fee AI tools from $249. Full Advocate contingency available. You choose.

Claim Check
Free
Always free · No account needed
  • Instant underpayment estimate
  • Carrier behavior red flags
  • FL statute guide
  • 72-hour action checklist
Check My Claim
Insurance Package
$249
Flat fee · No contingency
  • Everything in Free
  • Full AI damage analysis
  • Statutory demand letter
  • Carrier bad faith detection
  • FL §627.70131 deadline tracking
Start Insurance Package
BEST VALUE
Full Advocate
$499
flat + 5% of insurance recovery delta
5% on insurance only — never FEMA or SBA
  • Everything in Insurance Package
  • Licensed PA takes over your claim
  • Full AI advocacy pipeline
  • Bad faith / §624.155 escalation
  • Attorney referral if needed
  • Zero extra if we don't recover more
Start Full Advocate

Full Advocate example: Carrier offers $27,300 → we recover $65,000 → insurance delta $37,700 → 5% fee $1,885 + $499 flat → you keep $62,616

60 seconds to know if you're owed more.

Enter your carrier's offer. We'll run the numbers. No account, no credit card, no obligation.

Check My Claim Free →